| Access: Which HMOs are available where you live or work? 
 For HMOs see Service Areas
 | Benefits: Which of the HMOs offer the benefits you want? 
 Review benefit information from your employer or the health insurer.
 | Health Care Provider: Which of the HMOs include your preferred
												doctor or health care provider? 
 Review the HMO's physician directories and call their
												Customer Service Departments.
 | Cost: Which of the HMOs fall within your price range? 
 Review cost
												information from your employer or HMOs.
 
 Be sure to consider the amount of copays, 
												coinsurance or decuctibles.
 | Complaints: How does the HMO rank, compared to other insurers? 
 See 
                        					Complaints.
 | Prompt Pay Complaints: How does the HMO rank, compared to other insurers? 
 See Prompt Pay Complaints.
 | Internal Appeal: Which HMOs have low reversal rates? 
 See
                        						Internal Appeals.
 | External Appeals: Which HMOs have low reversal rates? 
 See External Appeals.
 | Access and Service: Look at the measures important to you. How do the HMOs
												you have chosen perform? 
 See Access to Care and Service.
 | Staying Healthy & Living with Illness: Look at the measures important to
												you. How do the HMOs you have chosen perform? 
 See Staying Healthy and Living with Illness.
 | Quality of Providers: Look at the measures important to you. How do the HMOs
												you have chosen perform? 
 See Quality of Providers.
 | Grievances: Which HMOs have low reversal rates? 
 See 
                        						Grievances.
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